Many deferred annuity plans come with a death benefit that guarantees a pay out to the beneficiary in case the policyholder passes away during the accumulation phase. This feature can provide financial protection for loved ones. Eligible spends do not include cash advances, express cash transactions, drafts made from the account, balance transfers and fees. All requests for a credit limit increase gets reviewed on a case-by-case basis.

• Customers with dual Credit Card variants (MasterCard and AMEX) can avail one complimentary movie benefit per month per variant.
• For an ICICI Bank Sapphiro Credit Card customer who has applied for the card on or after November, 15, 2024.
• Cashfree Payments enables 8,00,000+ growing businesses in India and across the globe to collect payments, make payouts, manage international payments, and more.
• To avail the offer, simply register as a new merchant with Cashfree and complete onboarding between the offer dates; the reduced rates will be applied automatically.
• Enjoy Welcome Vouchers, Milestone Benefits, International & Domestic Airport Lounge access, Air Accident Insurance, and Concierge Services.

Apply offline through the Kotak Mahindra Bank branch or contact our representatives for a new credit card. Now that you know how to get a credit card to, apply mostbet site online and start saving money. Unlike some retirement accounts, deferred annuity plans often have no contribution limits, allowing individuals to invest more for retirement if needed. American Express rewards Cardmembers that regularly use American Express Cards. The more you spend, the more Membership Rewards points you accumulate. These points can be redeemed for a wide variety of travel rewards, shopping rewards, entertainment rewards and more.

Most Important Terms & Conditions

Additional documents may be requested from you during the credit card application process. Government of India has introduced a pension scheme for unorganised workers namely Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM) to ensure old age protection for Unorganised Workers. You can get the card for a joining fee of INR12,000 (paid after you activate your card). There is an annual renewal fee of INR20,000, but we’ll waive this fee if you meet the HSBC Premier eligibility criteria – find out more about HSBC Premier. The HSBC Premier Credit Card is only available to HSBC Premier banking customers. The ICICI Bank Sapphiro Credit Card is designed for those who love to indulge in travel and lifestyle experiences.

Other ways to apply

It offers premium perks like Reward Points, complimentary airport lounge access, buy one get one offer on BookMyShow and welcome offers from Uber, EaseMyTrip, Croma, Tata CLiQ and more. Customize checkout with your brand fonts, logos, colors, and preferred payment options. Enable OTP-login and leverage 100M+ saved addresses for a superfast checkout experience. Collect payments in over 140 currencies from customers worldwide. Once you know how to get a credit card, applying for it online is a quick process.

Feel rewarded with one of the most powerful rewards programs, allowing you to earn Membership Rewards Points every time you spend. Cover arranged by Axis Bank for its customers under Digit Illness Group Insurance Policy (UIN GODHLGP20142V011920). Cardholders are protected against fraudulent transactions with Counterfeit Card Liability, ensuring coverage against unauthorised usage.

Log in to your account to redeem points for a host of options or pay with points when you checkout online or in-store at participating merchants. The Membership Rewards catalogue offers exceptional rewards. From travel to shopping – redeem them on rewards that you like. With Amex Offers, you can even choose treats tailored for you. Just log in into your online account and save the offers you like with a single click. It’s usually quickest to apply online, but if you prefer to speak to someone about your application, call us or visit your nearest branch.

As a Sapphiro Credit Cardholder, you are eligible for a complimentary round or lesson of golf for every ₹50,000 spent on retail purchases in the previous calendar month. You can avail of a maximum of 4 complimentary rounds per month. Simply visit  and create a Golftripz account using the same e-mail ID as registered against your ICICI Bank Credit Card. Benefits will be credited to your account by the 10th day of the following month, available for use in the next two months. Enjoy 2 complimentary accesses to international airport lounges with ICICI Bank Sapphiro Credit Card. Complimentary benefits are applicable only for the primary cardholder.

At Kotak Mahindra Bank, it is easy to understand how to apply for a credit card. Deferred annuity plans offer tax-deferred growth on the funds invested. During the accumulation phase, the money grows without being subject to annual taxes on dividends, interest, or capital gains. This tax deferral can help the accumulated amount to compound more effectively over time.